Adverse selection and private health insurance coverage in India

This study specifically addresses the issue of low level of health insurance coverage with special reference to private health insurance. The study analyses the rational behavior of insurance agents in the scale-up process of health insurance in an imperfect market. Moreover, the study discusses the impact of such rational behavior of insurance agents on inequity in health insurance coverage and adverse selection. This study will surely add to the existing body of literature on health insurance and has direct policy relevance.

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